/* =========================================================
   BEXFORD — MAINLAND COMPANY FORMATION HERO
   Same design system as Index Hero
   ========================================================= */

.bexford-mainland-hero {
  position: relative;

  width: 100%;
  min-height: 100vh;

  overflow: hidden;

  display: flex;
  align-items: center;

  background: #002d1b;

  color: #ffffff;
}


/* =========================================================
   BACKGROUND IMAGE
   Image is added in HTML
   ========================================================= */

.bexford-mainland-hero .bexford-hero__bg {
  position: absolute;

  inset: 0;

  width: 100%;
  height: 100%;

  object-fit: cover;

  object-position: center center;

  z-index: 0;
}


/* =========================================================
   DARK GREEN OVERLAY
   ========================================================= */

.bexford-mainland-hero .bexford-hero__overlay {
  position: absolute;

  inset: 0;

  z-index: 1;

  background:
    linear-gradient(90deg,
      rgba(0, 35, 20, 0.96) 0%,
      rgba(0, 45, 27, 0.91) 32%,
      rgba(0, 45, 27, 0.78) 62%,
      rgba(0, 35, 20, 0.80) 100%);
}


/* =========================================================
   HERO CONTAINER
   ========================================================= */

.bexford-mainland-hero .bexford-hero__container {
  position: relative;

  z-index: 2;

  width: min(1500px, calc(100% - 100px));

  min-height: 100vh;

  margin: 0 auto;

  display: flex;

  align-items: center;
}


/* =========================================================
   HERO CONTENT
   ========================================================= */

.bexford-mainland-hero .bexford-hero__content {
  width: 1200px;

  max-width: 100%;

  padding-top: 70px;
}


/* =========================================================
   H1
   ========================================================= */

.bexford-mainland-hero h1 {
  max-width: 1100px;

  margin: 0 0 30px;

  font-family:
    Inter,
    Arial,
    Helvetica,
    sans-serif;

  font-size: 40px !important;

  line-height: 0.96;

  letter-spacing: -1px;

  font-weight: 700;

  font-style: normal;

  color: #ffffff;
}


/* Gold highlighted word */

.bexford-mainland-hero h1 span {
  color: #d4af37;

  font-weight: 700;

  font-style: normal;
}


/* =========================================================
   DESCRIPTION
   ========================================================= */

.bexford-mainland-hero .bexford-hero__text {
  max-width: 900px;

  margin: 0 0 24px;
}


.bexford-mainland-hero .bexford-hero__text p {
  margin: 0;

  color: rgba(255, 255, 255, 0.92);

  font-family:
    Inter,
    Arial,
    Helvetica,
    sans-serif;

  font-size: 17px;

  line-height: 1.58;

  font-weight: 400;

  font-style: normal;
}


/* Small gap between paragraphs */

.bexford-mainland-hero .bexford-hero__text p+p {
  margin-top: 7px;
}


/* =========================================================
   BENEFITS
   ========================================================= */

.bexford-mainland-hero .bexford-hero__benefits {
  display: grid;

  grid-template-columns: repeat(2, max-content);

  column-gap: 42px;

  row-gap: 11px;

  margin: 22px 0 28px;
}


.bexford-mainland-hero .bexford-hero__benefit {
  display: flex;

  align-items: center;

  gap: 10px;

  min-height: 25px;
}


/* Check icon */

.bexford-mainland-hero .bexford-hero__benefit span {
  width: 23px;
  height: 23px;

  flex: 0 0 23px;

  display: flex;

  align-items: center;
  justify-content: center;

  border-radius: 50%;

  background: rgba(212, 175, 55, 0.16);

  color: #d4af37;

  font-family: Arial, Helvetica, sans-serif;

  font-size: 13px;

  line-height: 1;

  font-weight: 700;

  font-style: normal;
}


.bexford-mainland-hero .bexford-hero__benefit p {
  margin: 0;

  color: #ffffff;

  font-family:
    Inter,
    Arial,
    Helvetica,
    sans-serif;

  font-size: 15px;

  line-height: 1.4;

  font-weight: 500;

  font-style: normal;
}


/* =========================================================
   BUTTON WRAPPER
   ========================================================= */

.bexford-mainland-hero .bexford-hero__buttons {
  display: flex;

  align-items: center;

  gap: 18px;

  margin-top: 5px;
}


/* =========================================================
   COMMON BUTTON
   ========================================================= */

.bexford-mainland-hero .bexford-btn {
  min-height: 58px;

  padding: 0 31px;

  display: inline-flex;

  align-items: center;

  justify-content: center;

  gap: 12px;

  border-radius: 999px;

  text-decoration: none;

  font-family:
    Inter,
    Arial,
    Helvetica,
    sans-serif;

  font-size: 16px;

  line-height: 1;

  font-weight: 600;

  font-style: normal;

  white-space: nowrap;

  cursor: pointer;

  transition:
    transform 0.3s ease,
    background-color 0.3s ease,
    border-color 0.3s ease,
    color 0.3s ease,
    box-shadow 0.3s ease;
}


/* =========================================================
   PRIMARY BUTTON
   ========================================================= */

.bexford-mainland-hero .bexford-btn--primary {
  background: #d4af37;

  border: 2px solid #d4af37;

  color: #00351f;

  box-shadow: none;
}


.bexford-mainland-hero .bexford-btn--primary:hover {
  background: #ffffff;

  border-color: #ffffff;

  color: #00351f;

  transform: translateY(-3px);

  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.18);
}


/* =========================================================
   SECONDARY BUTTON
   ========================================================= */

.bexford-mainland-hero .bexford-btn--secondary {
  background: transparent;

  border: 2px solid rgba(255, 255, 255, 0.95);

  color: #ffffff;
}


.bexford-mainland-hero .bexford-btn--secondary:hover {
  background: #ffffff;

  border-color: #ffffff;

  color: #00351f;

  transform: translateY(-3px);

  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.18);
}


/* =========================================================
   BUTTON ARROW
   ========================================================= */

.bexford-mainland-hero .bexford-btn span {
  display: inline-block;

  font-size: 21px;

  line-height: 1;

  transition: transform 0.3s ease;
}


.bexford-mainland-hero .bexford-btn:hover span {
  transform: translateX(5px);
}


/* =========================================================
   LARGE DESKTOP
   1440px+
   ========================================================= */

@media (min-width: 1440px) {

  .bexford-mainland-hero .bexford-hero__container {
    width: min(1600px, calc(100% - 120px));
  }

  .bexford-mainland-hero .bexford-hero__content {
    padding-top: 80px;
  }

  .bexford-mainland-hero h1 {
    font-size: clamp(85px, 7vw, 125px);

    max-width: 1300px;
  }

  .bexford-mainland-hero .bexford-hero__text {
    max-width: 950px;
  }

}


/* =========================================================
   27" / LARGE MONITOR
   ========================================================= */

@media (min-width: 1800px) {

  .bexford-mainland-hero .bexford-hero__container {
    width: min(1700px, calc(100% - 140px));
  }

  .bexford-mainland-hero h1 {
    font-size: 120px;

    max-width: 1400px;
  }

  .bexford-mainland-hero .bexford-hero__text p {
    font-size: 18px;
  }

}


/* =========================================================
   TABLET
   ========================================================= */

@media (max-width: 1100px) {

  .bexford-mainland-hero .bexford-hero__container {
    width: calc(100% - 60px);
  }

  .bexford-mainland-hero .bexford-hero__content {
    width: 850px;

    padding-top: 60px;
  }

  .bexford-mainland-hero h1 {
    font-size: clamp(58px, 7vw, 82px);

    line-height: 0.99;

    letter-spacing: -3px;

    max-width: 900px;
  }

  .bexford-mainland-hero .bexford-hero__text {
    max-width: 760px;
  }

  .bexford-mainland-hero .bexford-hero__text p {
    font-size: 16px;
  }

}


/* =========================================================
   TABLET / SMALL LAPTOP
   ========================================================= */

@media (max-width: 900px) {

  .bexford-mainland-hero {
    min-height: 850px;
  }

  .bexford-mainland-hero .bexford-hero__container {
    min-height: 850px;
  }

  .bexford-mainland-hero .bexford-hero__benefits {
    column-gap: 25px;
  }

}


/* =========================================================
   MOBILE
   ========================================================= */

@media (max-width: 768px) {

  .bexford-mainland-hero {
    min-height: 100svh;

    align-items: center;
  }

  .bexford-mainland-hero .bexford-hero__bg {
    object-position: 60% center;
  }

  .bexford-mainland-hero .bexford-hero__overlay {
    background:
      linear-gradient(90deg,
        rgba(0, 35, 20, 0.94) 0%,
        rgba(0, 45, 27, 0.88) 100%);
  }

  .bexford-mainland-hero .bexford-hero__container {
    width: calc(100% - 36px);

    min-height: 100svh;
  }

  .bexford-mainland-hero .bexford-hero__content {
    width: 100%;

    padding-top: 75px;
    padding-bottom: 45px;
  }

  .bexford-mainland-hero h1 {
    max-width: 100%;

    margin-bottom: 22px;

    font-size: clamp(42px, 11vw, 58px);

    line-height: 1.03;

    letter-spacing: -1.5px;
  }

  .bexford-mainland-hero .bexford-hero__text {
    max-width: 100%;

    margin-bottom: 20px;
  }

  .bexford-mainland-hero .bexford-hero__text p {
    font-size: 15px;

    line-height: 1.58;
  }

  .bexford-mainland-hero .bexford-hero__text p+p {
    margin-top: 8px;
  }

  .bexford-mainland-hero .bexford-hero__benefits {
    grid-template-columns: 1fr;

    column-gap: 0;

    row-gap: 9px;

    margin: 20px 0 25px;
  }

  .bexford-mainland-hero .bexford-hero__benefit {
    gap: 9px;
  }

  .bexford-mainland-hero .bexford-hero__benefit p {
    font-size: 14px;
  }

  .bexford-mainland-hero .bexford-hero__buttons {
    flex-direction: column;

    align-items: stretch;

    gap: 12px;

    margin-top: 5px;
  }

  .bexford-mainland-hero .bexford-btn {
    width: 100%;

    min-height: 55px;

    padding: 0 22px;

    font-size: 15px;
  }

}


/* =========================================================
   SMALL MOBILE
   ========================================================= */

@media (max-width: 480px) {

  .bexford-mainland-hero .bexford-hero__container {
    width: calc(100% - 28px);
  }

  .bexford-mainland-hero .bexford-hero__content {
    padding-top: 70px;
    padding-bottom: 35px;
  }

  .bexford-mainland-hero h1 {
    font-size: 40px;

    line-height: 1.04;

    letter-spacing: -1px;
  }

  .bexford-mainland-hero .bexford-hero__text p {
    font-size: 14px;

    line-height: 1.55;
  }

  .bexford-mainland-hero .bexford-hero__benefit p {
    font-size: 13.5px;
  }

  .bexford-mainland-hero .bexford-btn {
    min-height: 53px;

    font-size: 14px;
  }

}

/* =========================================================
   BEXFORD BANKING OPTIONS
   ========================================================= */

.banking-options {
  --bg: #004225;
  --ivory: #FFFFF0;
  --gold: #D4AF37;

  position: relative;
  width: 100%;
  min-height: 100vh;

  padding: 120px 6vw;

  background:
    radial-gradient(circle at 50% 40%,
      rgba(212, 175, 55, 0.06),
      transparent 40%),
    var(--bg);

  overflow: hidden;
}


/* =========================================================
   HEADER
   ========================================================= */

.banking-header {
  max-width: 850px;
  margin: 0 auto 70px;

  text-align: center;

  position: relative;
  z-index: 2;
}

.banking-eyebrow {
  display: inline-block;

  margin-bottom: 18px;

  color: var(--gold);

  font-family: "Inter", sans-serif;

  font-size: 12px;
  font-weight: 700;

  letter-spacing: 0.22em;
  text-transform: uppercase;
}

.banking-header h2 {
  margin: 0;

  color: var(--ivory);

  font-family: "Cormorant Garamond", serif;

  font-size: clamp(48px, 6vw, 82px);

  font-weight: 500;

  line-height: 0.95;

  letter-spacing: -0.03em;
}

.banking-header h2 span {
  display: block;

  color: var(--gold);

  font-style: normal;
}

.banking-header p {
  max-width: 600px;

  margin: 25px auto 0;

  color: rgba(255, 255, 240, 0.72);

  font-family: "Inter", sans-serif;

  font-size: 16px;

  line-height: 1.7;
}


/* =========================================================
   CARDS WRAPPER
   ========================================================= */

.banking-cards {
  width: 100%;

  max-width: 1450px;

  height: 570px;

  margin: 0 auto;

  display: flex;

  gap: 14px;

  align-items: stretch;
}


/* =========================================================
   CARD
   ========================================================= */

.banking-card {
  position: relative;

  flex: 1;

  min-width: 0;

  height: 100%;

  overflow: hidden;

  border-radius: 22px;

  border: 1px solid rgba(212, 175, 55, 0.18);

  background: #063d27;

  cursor: pointer;

  transition:
    flex 0.7s cubic-bezier(0.22, 1, 0.36, 1),
    border-color 0.4s ease,
    box-shadow 0.4s ease,
    transform 0.4s ease;
}


/* =========================================================
   IMAGE
   ========================================================= */

.banking-card img {
  position: absolute;

  inset: 0;

  width: 100%;
  height: 100%;

  object-fit: cover;

  opacity: 0.7;

  filter: saturate(0.9);

  transform: scale(1.05);

  transition:
    transform 1s cubic-bezier(0.22, 1, 0.36, 1),
    opacity 0.6s ease,
    filter 0.6s ease;
}


/* =========================================================
   DARK OVERLAY
   ========================================================= */

.banking-overlay {
  position: absolute;

  inset: 0;


}


/* =========================================================
   CARD CONTENT
   ========================================================= */

.banking-content {
  position: absolute;

  inset: auto 28px 60px;

  z-index: 2;
}


/* NUMBER */

.banking-number {
  margin-bottom: 15px;

  color: var(--gold);

  font-family: "Inter", sans-serif;

  font-size: 11px;

  font-weight: 700;

  letter-spacing: 0.15em;

  opacity: 0;

  transform: translateY(15px);

  transition:
    opacity 0.4s ease,
    transform 0.5s ease;
}


/* TITLE */

.banking-content h3 {
  margin: 0;

  color: var(--ivory);

  font-family: "Cormorant Garamond", serif;

  font-size: 28px;

  font-weight: 500;

  line-height: 1.05;

  transition:
    color 0.4s ease,
    transform 0.5s ease;
}


/* DESCRIPTION */

.banking-content p {
  max-width: 420px;

  margin: 18px 0 0;

  color: rgba(255, 255, 240, 0.78);

  font-family: "Inter", sans-serif;

  font-size: 14px;

  line-height: 1.7;

  opacity: 0;

  transform: translateY(25px);

  transition:
    opacity 0.5s ease 0.15s,
    transform 0.6s ease 0.15s;
}


/* =========================================================
   HOVER EFFECT
   ========================================================= */

.banking-cards:hover .banking-card {
  flex: 0.75;
}


/* HOVERED CARD EXPANDS */

.banking-card:hover {
  flex: 2.3 !important;

  border-color: rgba(212, 175, 55, 0.8);

  box-shadow:
    0 0 0 1px rgba(212, 175, 55, 0.15),
    0 20px 60px rgba(0, 0, 0, 0.25),
    0 0 50px rgba(212, 175, 55, 0.12);

  transform: translateY(-6px);

  z-index: 5;
}


/* IMAGE ZOOM */

.banking-card:hover img {
  transform: scale(1.12);

  opacity: 1;

  filter: saturate(1);
}


/* GOLDEN OVERLAY */

.banking-card:hover .banking-overlay {
  background:
    linear-gradient(to top,
      rgba(0, 25, 16, 0.85) 0%,
      rgba(0, 25, 16, 0.4) 55%,
      transparent 100%);
}


/* SHOW NUMBER */

.banking-card:hover .banking-number {
  opacity: 1;

  transform: translateY(0);
}


/* SHOW DESCRIPTION */

.banking-card:hover .banking-content p {
  opacity: 1;

  transform: translateY(0);
}


/* TITLE GOLD */

.banking-card:hover .banking-content h3 {
  color: var(--gold);
}


/* =========================================================
   DEFAULT STATE
   Only title visible
   ========================================================= */

.banking-card:not(:hover) .banking-content p {
  opacity: 0;

  max-height: 0;

  overflow: hidden;
}


/* =========================================================
   DECORATIVE GOLD LINE
   ========================================================= */

.banking-card::after {
  content: "";

  position: absolute;

  left: 28px;
  right: 28px;

  bottom: 20px;

  height: 1px;

  background: linear-gradient(90deg,
      transparent,
      rgba(212, 175, 55, 0.6),
      transparent);

  opacity: 0;

  transform: scaleX(0);

  transition:
    opacity 0.4s ease,
    transform 0.6s ease;
}

.banking-card:hover::after {
  opacity: 1;

  transform: scaleX(1);
}


/* =========================================================
   TABLET
   ========================================================= */

@media (max-width: 1000px) {

  .banking-options {
    padding: 90px 4vw;
  }

  .banking-cards {
    height: 500px;
  }

  .banking-content {
    inset: auto 20px 45px;
  }

  .banking-content h3 {
    font-size: 26px;
  }

  .banking-content p {
    font-size: 13px;
  }

}


/* =========================================================
   MOBILE
   ========================================================= */

@media (max-width: 768px) {

  .banking-options {
    padding: 80px 20px;
  }

  .banking-header {
    margin-bottom: 45px;
  }

  .banking-header h2 {
    font-size: 52px;
  }

  .banking-header p {
    font-size: 14px;
  }


  /* STACK CARDS */

  .banking-cards {
    height: auto;

    display: flex;

    flex-direction: column;

    gap: 14px;
  }


  /* MOBILE CARD */

  .banking-card,
  .banking-cards:hover .banking-card,
  .banking-card:hover {
    flex: none !important;

    width: 100%;

    height: 115px;

    min-height: 115px;

    transform: none;

    border-radius: 18px;

    transition:
      height 0.6s ease,
      min-height 0.6s ease,
      border-color 0.4s ease,
      box-shadow 0.4s ease;
  }


  /* IMAGE */

  .banking-card img {
    opacity: 0.25;
  }


  /* CONTENT */

  .banking-content {
    inset: 0 24px;

    display: flex;

    flex-direction: column;

    justify-content: center;
  }


  .banking-number {
    display: none;
  }


  .banking-content h3 {
    font-size: 28px;
  }


  /* DESCRIPTION HIDDEN */

  .banking-content p {
    margin-top: 12px;

    max-height: 0;

    opacity: 0;

    overflow: hidden;

    transform: translateY(10px);

    transition:
      max-height 0.5s ease,
      opacity 0.4s ease,
      transform 0.5s ease;
  }


  /* MOBILE HOVER / TOUCH */

  .banking-card:hover,
  .banking-card:focus-within {
    height: 260px !important;

    min-height: 260px !important;

    border-color: rgba(212, 175, 55, 0.7);

    box-shadow:
      0 15px 40px rgba(0, 0, 0, 0.25),
      0 0 35px rgba(212, 175, 55, 0.1);
  }


  .banking-card:hover img {
    opacity: 0.45;

    transform: scale(1.08);
  }


  .banking-card:hover .banking-content {
    justify-content: flex-end;

    padding-bottom: 40px;
  }


  .banking-card:hover .banking-content p {
    max-height: 130px;

    opacity: 1;

    transform: translateY(0);
  }

}


/* =========================================================
   SMALL MOBILE
   ========================================================= */

@media (max-width: 480px) {

  .banking-options {
    padding: 65px 16px;
  }

  .banking-header h2 {
    font-size: 44px;
  }

  .banking-card,
  .banking-cards:hover .banking-card,
  .banking-card:hover {
    height: 105px;

    min-height: 105px;
  }

  .banking-card:hover {
    height: 270px !important;

    min-height: 270px !important;
  }

  .banking-content h3 {
    font-size: 25px;
  }

  .banking-content p {
    font-size: 13px;

    line-height: 1.6;
  }

}

/* =========================================
   PERSONAL BANKING SECTION
========================================= */

.personal-banking-section {
  position: relative;
  width: 100%;
  padding: 120px 6%;
  background: #004225;
  overflow: hidden;
}


/* =========================================
   MAIN CONTAINER
========================================= */

.personal-banking-container {
  width: 100%;
  max-width: 1400px;
  margin: 0 auto;

  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 90px;
}


/* =========================================
   IMAGE AREA
========================================= */

.personal-banking-image-wrap {
  position: relative;
  width: 100%;
  padding: 15px;
}


.personal-banking-image {
  position: relative;
  width: 100%;
  height: 560px;

  overflow: hidden;

  border-radius: 28px;

  background: #0a5135;

  box-shadow:
    0 25px 70px rgba(0, 0, 0, 0.25);

  transition:
    transform 0.6s ease,
    box-shadow 0.6s ease;
}


/* Image */

.personal-banking-image img {
  width: 100%;
  height: 100%;

  display: block;

  object-fit: cover;

  transition:
    transform 0.8s cubic-bezier(0.22, 1, 0.36, 1),
    filter 0.6s ease;
}


/* Image Hover */

.personal-banking-image:hover {
  transform: translateY(-8px);

  box-shadow:
    0 35px 80px rgba(0, 0, 0, 0.35),
    0 0 35px rgba(212, 175, 55, 0.12);
}


.personal-banking-image:hover img {
  transform: scale(1.06);

  filter:
    brightness(1.05) saturate(1.05);
}


/* =========================================
   IMAGE DECORATIONS
========================================= */

.image-decoration {
  position: absolute;

  width: 90px;
  height: 90px;

  border: 1px solid rgba(212, 175, 55, 0.4);

  border-radius: 50%;

  pointer-events: none;
}


.image-decoration-one {
  top: -25px;
  left: -25px;

  animation:
    decorationFloat 5s ease-in-out infinite;
}


.image-decoration-two {
  right: -25px;
  bottom: -25px;

  width: 60px;
  height: 60px;

  border-color:
    rgba(255, 255, 240, 0.18);

  animation:
    decorationFloat 6s ease-in-out infinite reverse;
}


@keyframes decorationFloat {

  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-10px);
  }

}


/* =========================================
   RIGHT CONTENT
========================================= */

.personal-banking-content {
  position: relative;

  max-width: 620px;
}


/* Eyebrow */

.personal-banking-label {
  display: inline-block;

  margin-bottom: 25px;

  color: #D4AF37;

  font-family:
    "Inter",
    sans-serif;

  font-size: 14px;

  font-weight: 700;

  letter-spacing: 2px;

  text-transform: uppercase;
}


/* =========================================
   HEADING
========================================= */

.personal-banking-content h2 {
  margin: 0;

  color: #FFFFF0;

  font-family:
    "Cormorant Garamond",
    Georgia,
    serif;

  font-size: clamp(48px, 5vw, 76px);

  font-weight: 500;

  line-height: 0.98;

  letter-spacing: -1.5px;
}


.personal-banking-content h2 span {
  display: block;

  color: #FFFFF0;
}


/* =========================================
   DESCRIPTION
========================================= */

.personal-banking-description {
  max-width: 620px;

  margin: 55px 0 0;

  color:
    rgba(255, 255, 240, 0.82);

  font-family:
    "Inter",
    sans-serif;

  font-size: 18px;

  line-height: 1.8;

  font-weight: 400;
}


/* =========================================
   FEATURES
========================================= */

.personal-banking-features {
  display: grid;

  grid-template-columns:
    repeat(2, 1fr);

  gap: 50px;

  margin-top: 65px;
}


/* Feature */

.personal-banking-feature {
  position: relative;

  display: flex;

  gap: 18px;

  padding-top: 20px;

  transition:
    transform 0.4s ease;
}


.personal-banking-feature:hover {
  transform: translateY(-5px);
}


/* Gold line */

.feature-line {
  flex-shrink: 0;

  width: 3px;

  height: 65px;

  margin-top: 3px;

  background: #D4AF37;

  border-radius: 10px;

  transition:
    height 0.4s ease,
    box-shadow 0.4s ease;
}


.personal-banking-feature:hover .feature-line {
  height: 85px;

  box-shadow:
    0 0 15px rgba(212, 175, 55, 0.45);
}


/* Feature Heading */

.personal-banking-feature h3 {
  margin: 0 0 12px;

  color: #D4AF37;

  font-family:
    "Inter",
    sans-serif;

  font-size: 18px;

  font-weight: 700;
}


/* Feature Text */

.personal-banking-feature p {
  margin: 0;

  color:
    rgba(255, 255, 240, 0.75);

  font-family:
    "Inter",
    sans-serif;

  font-size: 15px;

  line-height: 1.6;
}


/* =========================================
   SUBTLE SECTION BACKGROUND
========================================= */

.personal-banking-section::before {
  content: "";

  position: absolute;

  width: 500px;
  height: 500px;

  top: -250px;
  right: -150px;

  background:
    radial-gradient(circle,
      rgba(212, 175, 55, 0.06),
      transparent 70%);

  pointer-events: none;
}


/* =========================================
   TABLET
========================================= */

@media (max-width: 1000px) {

  .personal-banking-section {
    padding: 90px 5%;
  }

  .personal-banking-container {
    grid-template-columns: 1fr;

    gap: 70px;
  }

  .personal-banking-image-wrap {
    max-width: 800px;

    margin: 0 auto;
  }

  .personal-banking-content {
    max-width: 800px;

    margin: 0 auto;
  }

  .personal-banking-content h2 {
    font-size: 60px;
  }

}


/* =========================================
   MOBILE
========================================= */

@media (max-width: 600px) {

  .personal-banking-section {
    padding: 75px 20px;
  }


  .personal-banking-container {
    gap: 55px;
  }


  /* Image */

  .personal-banking-image-wrap {
    padding: 8px;
  }


  .personal-banking-image {
    height: 380px;

    border-radius: 20px;
  }


  .image-decoration-one {
    width: 55px;
    height: 55px;

    top: -15px;
    left: -15px;
  }


  .image-decoration-two {
    width: 45px;
    height: 45px;

    right: -15px;
    bottom: -15px;
  }


  /* Label */

  .personal-banking-label {
    font-size: 12px;

    letter-spacing: 1.5px;

    margin-bottom: 20px;
  }


  /* Heading */

  .personal-banking-content h2 {
    font-size: 48px;

    line-height: 1;
  }


  /* Description */

  .personal-banking-description {
    margin-top: 35px;

    font-size: 16px;

    line-height: 1.7;
  }


  /* Features */

  .personal-banking-features {
    grid-template-columns: 1fr;

    gap: 30px;

    margin-top: 45px;
  }


  .personal-banking-feature {
    padding-top: 15px;
  }

}

/* =========================================
   WHY IT MATTERS
========================================= */

.why-matters-section {

  --primary-bg: #004225;
  --secondary-ivory: #FFFFF0;
  --accent-gold: #D4AF37;

  position: relative;

  min-height: 520px;

  display: flex;

  align-items: center;

  overflow: hidden;

  background: var(--primary-bg);

  color: var(--secondary-ivory);

  padding: 100px 7vw;

}


/* =========================================
   BACKGROUND DECORATION
========================================= */

@keyframes floatBackground {

  0%,
  100% {
    transform: translateY(0) scale(1);
  }

  50% {
    transform: translateY(-40px) scale(1.05);
  }
}

@keyframes floatBackgroundAlt {

  0%,
  100% {
    transform: translateY(0) scale(1);
  }

  50% {
    transform: translateY(30px) scale(0.95);
  }
}

.why-matters-section::before {
  content: "";
  position: absolute;
  width: 600px;
  height: 600px;
  right: -250px;
  top: -250px;
  border-radius: 50%;
  border: 1px solid rgba(212, 175, 55, 0.2);
  box-shadow:
    0 0 0 80px rgba(212, 175, 55, 0.04),
    0 0 0 160px rgba(212, 175, 55, 0.02);
  pointer-events: none;
  animation: floatBackground 12s ease-in-out infinite;
}

.why-matters-section::after {
  content: "";
  position: absolute;
  width: 300px;
  height: 300px;
  left: -150px;
  bottom: -180px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 240, 0.12);
  background: radial-gradient(circle, rgba(212, 175, 55, 0.05) 0%, transparent 70%);
  pointer-events: none;
  animation: floatBackgroundAlt 10s ease-in-out infinite;
}



/* =========================================
   CONTAINER
========================================= */

.why-matters-container {
  position: relative;
  z-index: 2;
  width: 100%;
  max-width: 1300px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 60px;
}

/* Image injected via CSS for a premium split layout */
.why-matters-container::after {
  content: "";
  flex: 1;
  max-width: 550px;
  height: 450px;
  background: url('../business(2).jpg') center/cover no-repeat;
  border-radius: 24px;
  border: 1px solid rgba(212, 175, 55, 0.25);
  box-shadow:
    0 25px 60px rgba(0, 0, 0, 0.4),
    0 0 50px rgba(212, 175, 55, 0.15);
  opacity: 0;
  transform: translateX(60px) scale(0.9);
  animation: imagePremiumReveal 1.4s cubic-bezier(0.22, 1, 0.36, 1) 0.5s forwards;
  transition: transform 0.6s cubic-bezier(0.22, 1, 0.36, 1), box-shadow 0.6s ease;
}

.why-matters-container:hover::after {
  transform: translateY(-10px) scale(1.02) translateX(0);
  box-shadow:
    0 35px 70px rgba(0, 0, 0, 0.5),
    0 0 60px rgba(212, 175, 55, 0.3);
}

@keyframes imagePremiumReveal {
  to {
    opacity: 1;
    transform: translateX(0) scale(1);
  }
}

/* =========================================
   CONTENT
========================================= */

.why-matters-content {
  position: relative;
  flex: 1;
  max-width: 550px;
  padding-left: 55px;
  opacity: 0;
  transform: translateY(40px);
  animation: whyMattersReveal 1.2s cubic-bezier(0.22, 1, 0.36, 1) forwards;
}



/* =========================================
   GOLD VERTICAL LINE
========================================= */

.why-matters-content::before {

  content: "";

  position: absolute;

  left: 0;

  top: 5px;

  width: 2px;

  height: 150px;

  background:

    linear-gradient(to bottom,

      var(--accent-gold),

      rgba(212,
        175,
        55,
        0));

  transform-origin: top;

  animation:

    whyMattersLine 1.2s ease forwards;

}



/* =========================================
   HEADING
========================================= */

.why-matters-content h2 {

  margin: 0 0 35px;

  font-family:

    "Cormorant Garamond",
    Georgia,
    serif;

  font-size:

    clamp(52px,
      7vw,
      100px);

  font-weight: 500;

  line-height: 0.95;

  letter-spacing: -2px;

  color: var(--secondary-ivory);

}



/* =========================================
   PARAGRAPH
========================================= */

.why-matters-content p {

  max-width: 800px;

  margin: 0;

  font-family:

    "Inter",
    Arial,
    sans-serif;

  font-size: 18px;

  line-height: 1.9;

  font-weight: 400;

  color:

    rgba(255,
      255,
      240,
      0.72);

}



/* =========================================
   SUBTLE GOLD HIGHLIGHT
========================================= */

.why-matters-content p::first-letter {

  color: var(--accent-gold);

}



/* =========================================
   ANIMATIONS
========================================= */

@keyframes whyMattersReveal {

  0% {

    opacity: 0;

    transform:
      translateY(40px);

  }

  100% {

    opacity: 1;

    transform:
      translateY(0);

  }

}


@keyframes whyMattersLine {

  0% {

    transform:
      scaleY(0);

  }

  100% {

    transform:
      scaleY(1);

  }

}



/* =========================================
   HOVER INTERACTION
========================================= */

.why-matters-content {

  transition:
    transform 0.5s ease;

}


.why-matters-content:hover {

  transform:
    translateX(8px);

}



/* =========================================
   TABLET
========================================= */

@media (max-width: 900px) {
  .why-matters-section {
    padding: 90px 6vw;
  }

  .why-matters-container {
    flex-direction: column;
    gap: 50px;
  }

  .why-matters-container::after {
    flex: none;
    max-width: 100%;
    width: 100%;
    height: 400px;
    min-height: 400px;
    transform: translateY(40px) scale(0.9);
    animation: imagePremiumRevealMobile 1.2s cubic-bezier(0.22, 1, 0.36, 1) 0.3s forwards;
  }

  .why-matters-content {
    max-width: 100%;
    padding-left: 40px;
  }

  .why-matters-content h2 {
    font-size: 70px;
  }
}

@keyframes imagePremiumRevealMobile {
  to {
    opacity: 1;
    transform: translateY(0) scale(1);
  }
}



/* =========================================
   MOBILE
========================================= */

@media (max-width: 600px) {

  .why-matters-section {
    min-height: auto;
    padding: 80px 25px;
  }

  .why-matters-container::after {
    height: 250px;
    min-height: 250px;
  }

  .why-matters-content {
    padding-left: 28px;
  }

  .why-matters-content::before {
    height: 110px;
  }

  .why-matters-content h2 {
    margin-bottom: 25px;
    font-size: 52px;
    letter-spacing: -1px;
  }

  .why-matters-content p {
    font-size: 15px;
    line-height: 1.8;
  }

}

/* ==========================================
   ACCOUNTING SERVICES
   FINAL CTA SECTION
========================================== */

.accounting-final-cta {
  position: relative;

  width: 100%;

  padding: 120px 6%;

  background: #004225;

  overflow: hidden;

  isolation: isolate;
}


/* ==========================================
   DECORATIVE BACKGROUND
========================================== */

.accounting-final-cta::before {
  content: "";

  position: absolute;

  width: 650px;
  height: 650px;

  top: -400px;
  right: -250px;

  border-radius: 50%;

  border: 1px solid rgba(212, 175, 55, 0.12);

  z-index: -1;
}


.accounting-final-cta::after {
  content: "";

  position: absolute;

  width: 500px;
  height: 500px;

  bottom: -350px;
  left: -250px;

  border-radius: 50%;

  background: rgba(212, 175, 55, 0.035);

  filter: blur(20px);

  z-index: -1;
}


/* ==========================================
   ORBIT DECORATION
========================================== */

.accounting-orbit {
  position: absolute;

  border-radius: 50%;

  pointer-events: none;

  z-index: -1;
}


.accounting-orbit-one {
  width: 300px;
  height: 300px;

  top: 30%;

  right: 5%;

  border: 1px solid rgba(212, 175, 55, 0.08);

  animation: accountingOrbit 15s linear infinite;
}


.accounting-orbit-two {
  width: 180px;
  height: 180px;

  top: 40%;

  right: 10%;

  border: 1px solid rgba(255, 255, 240, 0.05);

  animation: accountingOrbitReverse 12s linear infinite;
}


@keyframes accountingOrbit {

  from {
    transform: rotate(0deg);
  }

  to {
    transform: rotate(360deg);
  }

}


@keyframes accountingOrbitReverse {

  from {
    transform: rotate(360deg);
  }

  to {
    transform: rotate(0deg);
  }

}


/* ==========================================
   MAIN CONTAINER
========================================== */

.accounting-cta-container {
  position: relative;

  max-width: 1280px;

  margin: 0 auto;

  display: grid;

  grid-template-columns: 1.15fr 0.85fr;

  gap: 90px;

  align-items: center;
}


/* ==========================================
   LEFT MAIN CTA
========================================== */

.accounting-cta-main {
  max-width: 700px;
}


.accounting-eyebrow {
  display: inline-flex;

  align-items: center;

  gap: 13px;

  margin-bottom: 25px;

  color: #D4AF37;

  font-family: "Inter", Arial, sans-serif;

  font-size: 11px;

  font-weight: 700;

  letter-spacing: 3px;
}


.accounting-eyebrow::before {
  content: "";

  width: 35px;

  height: 1px;

  background: #D4AF37;
}


/* ==========================================
   MAIN HEADING
========================================== */

.accounting-cta-main h2 {
  margin: 0 0 28px;

  color: #FFFFF0;

  font-family: "Cormorant Garamond", Georgia, serif;

  font-size: clamp(46px, 5.5vw, 76px);

  font-weight: 500;

  line-height: 1.02;

  letter-spacing: -1.5px;
}


.accounting-cta-main h2 span {
  display: block;

  color: #D4AF37;

  font-style: normal;
}


/* ==========================================
   DESCRIPTION
========================================== */

.accounting-cta-main p {
  max-width: 620px;

  margin: 0 0 38px;

  color: rgba(255, 255, 240, 0.72);

  font-family: "Inter", Arial, sans-serif;

  font-size: 15px;

  line-height: 1.85;
}


/* ==========================================
   BUTTONS
========================================== */

.accounting-cta-buttons {
  display: flex;

  flex-wrap: wrap;

  gap: 15px;
}


.accounting-btn {
  display: inline-flex;

  align-items: center;

  justify-content: space-between;

  gap: 25px;

  min-height: 57px;

  padding: 0 23px;

  text-decoration: none;

  font-family: "Inter", Arial, sans-serif;

  font-size: 12px;

  font-weight: 700;

  border-radius: 2px;

  transition:
    transform 0.35s ease,
    background 0.35s ease,
    color 0.35s ease,
    border-color 0.35s ease,
    box-shadow 0.35s ease;
}


.accounting-btn-arrow {
  font-size: 20px;

  transition:
    transform 0.3s ease;
}


.accounting-btn:hover {
  transform: translateY(-4px);
}


.accounting-btn:hover .accounting-btn-arrow {
  transform: translateX(5px);
}


/* ==========================================
   GOLD PRIMARY BUTTON
========================================== */

.accounting-btn-gold {
  background: #D4AF37;

  color: #004225;

  border: 1px solid #D4AF37;

  box-shadow:
    0 12px 30px rgba(212, 175, 55, 0.15);
}


.accounting-btn-gold:hover {
  background: #FFFFF0;

  border-color: #FFFFF0;

  color: #004225;

  box-shadow:
    0 18px 40px rgba(212, 175, 55, 0.2);
}


/* ==========================================
   OUTLINE BUTTON
========================================== */

.accounting-btn-outline {
  background: transparent;

  color: #FFFFF0;

  border: 1px solid rgba(255, 255, 240, 0.3);
}


.accounting-btn-outline:hover {
  color: #D4AF37;

  border-color: #D4AF37;

  box-shadow:
    0 10px 30px rgba(212, 175, 55, 0.08);
}


/* ==========================================
   CORPORATE TAX CARD
========================================== */

.accounting-tax-card {
  position: relative;

  padding: 42px 38px;

  background:
    linear-gradient(145deg,
      rgba(255, 255, 240, 0.08),
      rgba(255, 255, 240, 0.025));

  border: 1px solid rgba(212, 175, 55, 0.35);

  border-radius: 25px;

  backdrop-filter: blur(10px);

  box-shadow:
    0 25px 70px rgba(0, 0, 0, 0.16);

  transition:
    transform 0.45s ease,
    border-color 0.45s ease,
    box-shadow 0.45s ease;
}


.accounting-tax-card:hover {
  transform: translateY(-8px);

  border-color: rgba(212, 175, 55, 0.7);

  box-shadow:
    0 30px 80px rgba(0, 0, 0, 0.2),
    0 0 35px rgba(212, 175, 55, 0.07);
}


/* ==========================================
   TAX CARD TOP
========================================== */

.accounting-tax-card-top {
  display: flex;

  align-items: center;

  gap: 15px;

  margin-bottom: 28px;
}


.accounting-tax-icon {
  display: flex;

  align-items: center;

  justify-content: center;

  width: 48px;
  height: 48px;

  border: 1px solid rgba(212, 175, 55, 0.55);

  border-radius: 50%;

  color: #D4AF37;

  font-size: 20px;
}


.accounting-tax-label {
  color: #D4AF37;

  font-family: "Inter", Arial, sans-serif;

  font-size: 10px;

  font-weight: 700;

  letter-spacing: 2px;
}


/* ==========================================
   TAX CARD HEADING
========================================== */

.accounting-tax-card h3 {
  margin: 0 0 20px;

  color: #FFFFF0;

  font-family: "Cormorant Garamond", Georgia, serif;

  font-size: 36px;

  font-weight: 500;

  line-height: 1.12;
}


/* ==========================================
   TAX CARD DESCRIPTION
========================================== */

.accounting-tax-card p {
  margin: 0;

  color: rgba(255, 255, 240, 0.62);

  font-family: "Inter", Arial, sans-serif;

  font-size: 13px;

  line-height: 1.8;
}


/* ==========================================
   DIVIDER
========================================== */

.accounting-tax-divider {
  width: 100%;

  height: 1px;

  margin: 28px 0;

  background:
    linear-gradient(90deg,
      rgba(212, 175, 55, 0.5),
      rgba(255, 255, 240, 0.05));
}


/* ==========================================
   TAX POINTS
========================================== */

.accounting-tax-points {
  display: flex;

  flex-direction: column;

  gap: 17px;

  margin-bottom: 30px;
}


.accounting-tax-point {
  display: flex;

  align-items: center;

  gap: 16px;

  color: rgba(255, 255, 240, 0.75);

  font-family: "Inter", Arial, sans-serif;

  font-size: 12px;
}


.tax-point-number {
  color: #D4AF37;

  font-size: 10px;

  font-weight: 700;

  letter-spacing: 1px;
}


/* ==========================================
   TAX LINK
========================================== */

.accounting-tax-link {
  display: flex;

  align-items: center;

  justify-content: space-between;

  width: 100%;

  padding-top: 18px;

  border-top: 1px solid rgba(255, 255, 240, 0.12);

  color: #FFFFF0;

  text-decoration: none;

  font-family: "Inter", Arial, sans-serif;

  font-size: 12px;

  font-weight: 600;

  transition:
    color 0.3s ease;
}


.tax-link-arrow {
  color: #D4AF37;

  font-size: 20px;

  transition:
    transform 0.3s ease;
}


.accounting-tax-link:hover {
  color: #D4AF37;
}


.accounting-tax-link:hover .tax-link-arrow {
  transform: translate(4px, -4px);
}


/* ==========================================
   TABLET
========================================== */

@media (max-width: 1000px) {

  .accounting-final-cta {
    padding: 90px 6%;
  }


  .accounting-cta-container {
    grid-template-columns: 1fr;

    gap: 60px;
  }


  .accounting-cta-main {
    max-width: 800px;
  }


  .accounting-tax-card {
    max-width: 650px;

    width: 100%;
  }

}


/* ==========================================
   MOBILE
========================================== */

@media (max-width: 600px) {

  .accounting-final-cta {
    padding: 75px 20px;
  }


  .accounting-cta-main h2 {
    font-size: 45px;

    letter-spacing: -0.8px;
  }


  .accounting-cta-main p {
    font-size: 14px;

    line-height: 1.75;
  }


  .accounting-cta-buttons {
    flex-direction: column;

    width: 100%;
  }


  .accounting-btn {
    width: 100%;
  }


  .accounting-tax-card {
    padding: 32px 25px;
  }


  .accounting-tax-card h3 {
    font-size: 32px;
  }


  .accounting-tax-card p {
    font-size: 13px;
  }

}